Rateflare Logo
CompareCurrency ConverterIBAN CheckerRouting Number

UK IBAN – Format, Structure & How to Find Your Number

In the United Kingdom, an IBAN is built by combining local bank account details into one standardized code. Here you can check the correct format, view examples, and learn how to find your IBAN for secure international transfers.

IBAN Checker

Enter your bank details to validate or calculate an IBAN. Instantly check if your IBAN is correct and ready for international transfers.

IBAN Checker Results

A UK IBAN (International Bank Account Number) starts with the two-letter country code GB, followed by two check digits, and then the Basic Bank Account Number (BBAN). The BBAN for UK accounts includes the sort code (6 digits identifying the bank and branch) and the account number (8 digits). Printed UK IBANs are usually split into groups of four characters for readability, while the electronic format is written continuously without spaces.

Your IBAN Number
GB45LOYD60161331926819
Country
United Kingdom
GB
Check Digits
45
BBAN
LOYD60161331926819
Bank Name
LLOYDS BANK PLC
Bank Code
LOYD
Branch Code
601613
Account Number
31926819
SWIFT Code / BIC
LOYDGB2L

UK IBAN Format & Structure

IBANs in the United Kingdom consist of 22 characters. Each part of the IBAN has a specific purpose to identify the country, bank, branch, and account. Learn the exact structure and length of British IBANs so you can use them correctly for international payments.

Field
Length
Example
Description
Country Code
2 letters
GB
Identifies the country (United Kingdom)
Check Digits
2 digits
45
Used to validate the IBAN
Bank Code
4 characters
LOYD
Identifies the bank (e.g., Lloyds Bank)
Sort Code (Branch)
6 digits
601613
Identifies the specific branch of the bank
Account Number
8 digits
31926819
The individual’s domestic bank account number

Example UK IBAN Numbers

Here are some example IBANs from major UK banks. Use them to understand the correct format and structure for your own accounts.

Check Your IBAN
Bank
IBAN Example
HSBC
GB29 HBUK 6016 1331 9268 19
NatWest
GB29 NWBK 6016 1331 9268 19
Lloyds
GB29 LOYD 6016 1331 9268 19
Barclays
GB29 BARC 6016 1331 9268 19
Santander
GB29 ABBY 6016 1331 9268 19

How to Find Your IBAN in the United Kingdom

Discover the easiest ways to locate your IBAN, whether through online banking, bank statements, or by contacting your bank directly.

Online Banking / Mobile App

Log in to your online banking or mobile app. Navigate to your account details to find your IBAN.

Bank Statements

Your IBAN is often listed on monthly statements. Check both printed and PDF statements for accuracy.

Contact Your Bank

Call customer service or visit a branch to request your IBAN. Confirm account details for security.

What Is an IBAN Used For?

IBANs ensure international and domestic bank transfers are processed accurately and securely. Learn the main uses of IBANs in the United Kingdom.

International Transfers

Enables secure and accurate payments between banks in different countries. Ensures money reaches the correct account without errors.

Receiving Payments

IBAN is required for receiving funds from abroad. Helps the sender and recipient avoid mistakes in account details.

SEPA Payments

Necessary for Eurozone transfers under SEPA rules. Standardizes cross-border payments for efficiency and transparency.

Avoid Errors & Fees

Using IBAN reduces failed transfers and additional bank fees. Helps ensure timely and accurate payments.

Send Money to the UK – Compare Providers

Find the best rates, fees, and transfer speeds for sending money to the United Kingdom. Compare top providers to ensure your international payments are fast, safe, and cost-effective.

Sending 1,000.00 EUR with
Exchange rate
Transfer fees
Recipient gets
Wise
0.86525
5.76 EUR
860.27 GBP
Instarem
0.8607989712
0.00 EUR
860.50 GBP
Remitly
0.854498
1.99 EUR
852.80 GBP
WorldRemit
0.8607989712
0.99 EUR
851.27 GBP
OFX
0.8503965666
10.00 EUR
841.89 GBP
*Rates shown are for illustration purposes only and were accurate as of Sep 12, 2025, 05:51 UTC. Actual rates and fees may vary. Click below to see live rates from top providers.

Frequently Used IBANs in the United Kingdom

Find IBAN details for the most commonly used UK banks. Click on a bank to view its specific format, examples, and how to locate your IBAN.

HSBC
NatWest
Lloyds
Barclays
Santander
TSB
Halifax
Metro Bank
Nationwide

Frequently Asked Questions

Find answers to common questions about IBANs in the United Kingdom, including how to locate and use them for secure international payments.

What is a UK IBAN?

A UK IBAN is a 22-character international bank account number used for sending and receiving money internationally in the United Kingdom.

How is a United Kingdom IBAN structured?

It includes the country code, check digits, bank code, branch sort code, and account number.

Do I need a UK IBAN for domestic transfers?

No, domestic transfers in the UK typically use account and sort codes only.

What happens if I enter the wrong UK IBAN?

Incorrect IBANs can delay or block payments. Always verify your IBAN before sending money in the United Kingdom.

Can my United Kingdom IBAN change?

Your IBAN usually stays the same unless you change your bank or account type. Confirm with your bank if unsure.

Please select a content type