USD to PHP – Convert US Dollars to Philippine Pesos
Convert USD to PHP at the live mid-market exchange rate. Rateflare keeps you updated with today’s Convert US Dollars to Philippine Pesos conversion before you transfer money.
US Dollar to Philippine Peso: Exchange Rates Today
See how much common amounts of US Dollars convert to Philippine Pesos, with today’s live mid-market exchange rate.
Factors Influencing USD to PHP Exchange Rate
Learn the main factors affecting the USD to PHP exchange rate. Explore how economic indicators, central bank policies, and geopolitical events influence US Dollar to Philippine Peso currency fluctuations.
Interest Rates & Monetary Policy
The policies of central banks, including interest rate changes, play a major role in the value of USD and PHP.
Inflation & Economic Data
Economic data such as inflation, GDP, and employment rates can significantly affect the USD to PHP exchange rate.
Geopolitical Events
Political developments, trade agreements, and international conflicts may create volatility in USD and PHP.
Market Sentiment & Risk Appetite
Investor confidence and global risk perception influence the demand for USD and PHP, affecting short- and long-term trends.
Common Use Cases for Converting USD to PHP
Here are some common reasons people convert US Dollars to Philippine Pesos, from travel to business payments.
Travel: USD → PHP for tourism
Convert your US Dollars to Philippine Pesos quickly, safely, and easily for travel expenses such as hotels, food, and transportation in Philippines.
Education: Paying tuition in Philippine Pesos
Students studying in Philippines can easily convert their USD to PHP to conveniently cover tuition fees, living costs, and other essential expenses.
Working in United States: Send USD Home
Working in United States, you can easily convert your earned US Dollars and safely send them back home to support your family or savings.
Sending USD to PHP: How Much Your Recipient Gets
These estimates are based on mid-market rates. The actual amount your recipient receives when sending US Dollars to Philippine Pesos may be lower due to provider markups and fees—always compare providers to see the real value.
Exchange Rate Markups in US Dollars to Philippine Pesos Transfers
Money transfer companies usually don’t use the true mid-market rate. They add small markups on US Dollars to Philippine Pesos transfers, which quietly reduces the total amount your recipients receive. Even a 1–3% markup can mean that when sending thousands of US Dollars, your recipients may get dozens or even hundreds of Philippine Pesos less — just because of hidden margins.
Transfer Fees Affect The Received Amount in USD to PHP Transfers
Besides exchange rate margins, fees can reduce the amount your recipient gets when sending USD to PHP: • Fixed Fees: Usually $5–15 per transfer, depending on provider. • Percentage Fees: Around 0.5%–2% of the amount. • Hidden Charges: Sometimes from intermediary or recipient banks.
Compare Providers to See the Exact Amount for USD to PHP Transfers
To find out how much your recipient will actually get, combine the provider’s exchange rate with any fees: Formula: Actual Received = Transfer Amount × Provider Rate – Fees Example: Sending 3,000 USD via different providers → the final amount in PHP can vary a lot depending on fees and rates.
Compare Providers for USD to PHP Transfers
Exchange rates and fees differ across providers. Compare them side-by-side to see the real amount your recipient will get when sending US Dollars to Philippine Pesos and choose the best option. Real-Time Rates – Always see up-to-date USD → PHP rates. Transparent Fees – Know exactly how much goes to fees. Maximize Transfers – Make sure your recipient gets the most.
Currency Information
Learn key details about USD and PHP, including currency symbols, countries using them, and current exchange rates to help you make informed conversions.
USD - US Dollar
US Dollar (USD) is the currency of United States. Its currency code is USD and the symbol is $. On this page, check the current exchange rate for US Dollar (USD) to Philippine Peso (PHP) and get key details to help with your currency conversions.
PHP - Philippine Peso
Philippine Peso (PHP) is the official currency of Philippines, represented by the currency code PHP and the symbol ₱. On this page, you can see the current exchange rate between US Dollar (USD) and the Philippine Peso (PHP) and get key information to help with currency conversions.
Top Currency Pairings for US Dollar (USD)
Explore the most commonly exchanged currency pairs for USD, including KRW, INR, THB, and 40+ other currencies. Quickly see which currencies are most popular for international transfers and conversions.
FAQs for USD to PHP Exchange Rate
Find answers to common questions about sending US Dollar to Philippine Peso using our currency converter. All exchange rates are updated every few minutes.
What is the USD to PHP exchange rate today?
Our converter shows the latest mid-market rate. Actual amounts received when sending USD (US Dollar) to PHP (Philippine Peso) may differ due to provider markups and fees.
Why does my recipient get less than the USD to PHP currency converter shows?
Currency converter results are estimates based on mid-market rates. Providers often apply markups and fees, so the actual PHP (Philippine Peso) from your USD (US Dollar) transfer can be lower.
How are transfer fees for US Dollars to Philippine Pesos calculated?
Fees can include flat charges, percentage-based fees, or hidden costs from banks when sending US Dollars to Philippine Pesos. Always check each provider for the full breakdown.
How often is the USD to PHP rate updated?
All USD to PHP exchange rates in our converter (from Wise) are updated every few minutes to provide near real-time information.
How can I maximize the amount my recipient receives when sending USD to PHP?
You can use our compare feature to see different providers side-by-side and their real rates and fees. This ensures your USD (US Dollar) converts to the most PHP (Philippine Peso) possible.
Which providers are most popular for US Dollars to Philippine Pesos transfers?
Popular providers depend on fees, rates, and speed. Our comparison tool highlights the most competitive options for sending USD (US Dollar) to PHP (Philippine Peso).